Trucking Insurance in Fort Worth, TX

DOT-compliant coverage for owner-operators, fleets, and motor carriers.

Trucking Coverage for Fort Worth Businesses

Fort Worth is a major logistics and manufacturing hub on the west side of the Metroplex.

Trucking insurance from ProRisk covers the truck, the trailer, the driver, and the load. We file your MCS-90, post your filings with the FMCSA, and keep your authority active so you can keep moving freight. Whether you’re a single-truck owner-operator or a 50-power-unit fleet, we build the policy around your operation — not the other way around.

The Fort Worth market

The AllianceTexas logistics hub and Fort Worth’s manufacturing base keep freight and specialty contractors busy, driving trucking, cargo, and commercial coverage across the west Metroplex.

Trucking insurance requirements in Texas

Texas has more registered commercial trucks and active contractors than any other state. ProRisk Insurance provides TxDMV-compliant trucking policies and Texas-specific contractor liability and bond coverage built for the Lone Star economy.

What Trucking Insurance Covers in Fort Worth

Primary Liability

Federally required coverage that pays for damage and injuries you cause to others. Minimum $750K, $1M for most shippers and brokers.

Physical Damage

Covers your truck and trailer for collision, theft, fire, and vandalism — required if the truck is financed.

Motor Truck Cargo

Pays to replace freight that is damaged, lost, or stolen while in your care, custody, and control.

Non-Trucking Liability

Bobtail coverage for when you’re driving the truck without a load and not under dispatch.

General Liability

Protects you off the truck — at the terminal, the shipper, the receiver, or your shop.

Trailer Interchange

Required by most brokers and carriers when you’re hauling a trailer that doesn’t belong to you.

Get Covered in 3 Simple Steps

Our streamlined process makes getting business insurance fast, easy, and affordable

01Step 01

Tell Us About Your Business

Share some basic information about your business, industry, and coverage needs. Our smart form makes it quick and easy.

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02Step 02

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03Step 03

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Choose your preferred coverage, complete the application, and get your policy documents instantly. It’s that simple.

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Trucking Insurance FAQs — Fort Worth

Do you write trucking insurance in Fort Worth, TX?+

Yes. ProRisk Insurance is licensed in Texas and writes trucking insurance for businesses throughout Fort Worth and the surrounding area. Most policies bind same-day — call (888) 493-8055 or request a quote online.

How much does trucking insurance cost?+

New-authority owner-operators typically pay $9,000–$16,000/year for full coverage (liability + physical damage + cargo). Established fleets with clean MVRs pay much less per unit.

Do you write new authority?+

Yes. We write brand-new MC numbers with no prior insurance history — most carriers will not.

What is an MCS-90?+

It is a federal endorsement that guarantees the FMCSA you’ll pay for accidents involving the public, even if your policy would not normally respond. Required for interstate motor carriers.

Can I get coverage today?+

Yes. If we have your MC number, VIN, driver MVR, and a down payment, most policies bind same-day.

Other Texas Cities We Serve

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