Roofing Contractors Insurance

Roofing is one of the highest-risk trades in insurance. Falls, weather damage, callbacks, and California’s C-39 workers comp mandate make roofers some of the most expensive contractors to insure — and the most likely to be denied. ProRisk specializes in placing roofing contractors with carriers that actually want the business.

Get Your Quote Call (888) 493-8055

Coverage for Roofers

✓ General Liability ($1M / $2M most common)

✓ Workers’ Compensation (REQUIRED for all CA roofers, even sole props)

✓ Commercial Auto for trucks and trailers

✓ Tools & Equipment coverage

✓ Roofing-specific completed operations coverage

Top Risks We Cover

Falls from heightsProperty damage from leaksStorm callbacksWorker injury

Get Covered in 3 Simple Steps

Our streamlined process makes getting business insurance fast, easy, and affordable

01Step 01

Tell Us About Your Business

Share some basic information about your business, industry, and coverage needs. Our smart form makes it quick and easy.

Quick 5-minute form

Industry-specific questions

No hidden requirements

02Step 02

Get Instant Quotes

Our system instantly compares rates from top insurers to find you the best coverage at competitive prices.

Multiple carrier quotes

Instant price comparison

Transparent pricing

03Step 03

Get Covered Today

Choose your preferred coverage, complete the application, and get your policy documents instantly. It’s that simple.

Instant policy documents

Digital certificates

24/7 support

Fast & Easy

Get covered in minutes, not weeks

Best Rates

Compare multiple carriers instantly

Expert Support

24/7 customer service team

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FAQs

Do I need workers comp as a sole-proprietor roofer in California?

Yes. California requires ALL C-39 roofing contractors to carry workers comp, even with zero employees. There is no exemption.

Why is roofing insurance so expensive?

Falls are the #1 source of construction fatalities and account for the majority of workers comp claims in roofing. Carriers price for that risk.

Get Roofers Insurance by State

California Contractors Arizona Contractors Nevada Contractors Texas Contractors

Get Your Free Quote

Get your personalized quote in under 24 hours. Our licensed insurance specialists will review your needs and connect you with top-rated carriers offering competitive rates.