Remodeling Contractor Insurance

Remodelers work inside occupied homes and businesses, which raises the stakes on property damage, water intrusion, and completed-operations claims. ProRisk writes remodeling contractors with carriers that cover damage to the existing structure — not just the new work — across the Southwest.

Get Your Quote Call (888) 493-8055

Coverage for Remodelers

✓ General Liability with completed operations

✓ Workers’ Compensation

✓ Commercial Auto

✓ Renovation Builder’s Risk (existing structure included)

✓ Tools & Equipment

Top Risks We Cover

Damage to existing structureWater intrusionInjury to occupantsConstruction defect claims

Get Covered in 3 Simple Steps

Our streamlined process makes getting business insurance fast, easy, and affordable

01Step 01

Tell Us About Your Business

Share some basic information about your business, industry, and coverage needs. Our smart form makes it quick and easy.

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02Step 02

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Our system instantly compares rates from top insurers to find you the best coverage at competitive prices.

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03Step 03

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Choose your preferred coverage, complete the application, and get your policy documents instantly. It’s that simple.

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FAQs

Does builder’s risk cover a remodel?

Yes — a renovation builder’s risk policy covers the project under construction and can be endorsed to include the existing structure you’re working on, which standard homeowners policies exclude during major work.

Why do remodelers need completed operations coverage?

Defect and water-damage claims often surface months after the job ends. Completed operations coverage responds to claims that arise after you’ve left the site.

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Get your personalized quote in under 24 hours. Our licensed insurance specialists will review your needs and connect you with top-rated carriers offering competitive rates.