Handyman Insurance

Handymen do a little of everything, which makes them easy to under-insure and hard to classify. A single general liability policy plus tools coverage keeps you working — and most property managers, GCs, and clients require a Certificate of Insurance before you set foot on the property.

Coverage for Handymen

General Liability
Tools & Equipment
Commercial Auto
Workers’ Compensation (once you hire help)
Optional contractor bond

Top Risks We Cover

Property damageCustomer injury claimsWorking outside license scopeTool theft

Get Covered in 3 Simple Steps

Our streamlined process makes getting business insurance fast, easy, and affordable

Tell Us About Your Business
01

Tell Us About Your Business

Share some basic information about your business, industry, and coverage needs. Our smart form makes it quick and easy.

Quick 5-minute form
Industry-specific questions
No hidden requirements
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02

Get Instant Quotes

Our system instantly compares rates from top insurers to find you the best coverage at competitive prices.

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03

Get Covered Today

Choose your preferred coverage, complete the application, and get your policy documents instantly. It’s that simple.

Instant policy documents
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24/7 support

Fast & Easy

Get covered in minutes, not weeks

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Expert Support

24/7 customer service team

FAQs

Do handymen need a contractor license?

It depends on the state and the size of the job. In California, work totaling $500 or more in labor and materials requires a contractor license; below that you can operate as a handyman. AZ, NV, and TX have their own thresholds.

Do I need insurance to get hired as a handyman?

Almost always. Property managers, realtors, and general contractors require a Certificate of Insurance with additional-insured status before letting you on site.

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Get your personalized quote in under 24 hours. Our licensed insurance specialists will review your needs and connect you with top-rated carriers offering competitive rates.

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