Flooring Contractor Insurance

Flooring contractors deal with adhesive fumes, heavy material handling, and high-end finish damage claims. One scratched hardwood floor in a custom home can cost more than a year of premium.

Coverage for Flooring

General Liability with completed operations
Workers’ Compensation
Commercial Auto
Tools & Equipment
Installation floater for materials in transit

Top Risks We Cover

Knee injuriesAdhesive fume exposureDamage to existing finishesSubfloor damage

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FAQs

What is an installation floater?

It’s a policy that covers materials from the time you take possession until they’re installed. Critical for high-value flooring like hardwood and luxury tile.

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