Electrician Insurance

Electrical contractors face two big insurance risks: bodily injury from electrocution and fire damage from faulty installs. ProRisk writes general liability, workers comp, and tools coverage for licensed electricians across AZ, CA, NV, and TX — including state-specific bonds.

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Coverage for Electricians

✓ General Liability with completed operations

✓ Workers’ Compensation

✓ Tools & Equipment

✓ Commercial Auto

✓ State electrician license bond

Top Risks We Cover

ElectrocutionElectrical firesCode violationsProperty damage

Get Covered in 3 Simple Steps

Our streamlined process makes getting business insurance fast, easy, and affordable

01Step 01

Tell Us About Your Business

Share some basic information about your business, industry, and coverage needs. Our smart form makes it quick and easy.

Quick 5-minute form

Industry-specific questions

No hidden requirements

02Step 02

Get Instant Quotes

Our system instantly compares rates from top insurers to find you the best coverage at competitive prices.

Multiple carrier quotes

Instant price comparison

Transparent pricing

03Step 03

Get Covered Today

Choose your preferred coverage, complete the application, and get your policy documents instantly. It’s that simple.

Instant policy documents

Digital certificates

24/7 support

Fast & Easy

Get covered in minutes, not weeks

Best Rates

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Expert Support

24/7 customer service team

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FAQs

Do electricians need a bond in California?

Yes. C-10 electrical contractors must carry the standard $25,000 CSLB contractor license bond, plus any additional bonding required for projects.

Does GL cover faulty workmanship?

No. General liability covers damage CAUSED by faulty work (e.g., a fire from bad wiring), but does NOT pay to redo the work itself. That requires a workmanship warranty, not insurance.

Get Electricians Insurance by State

California Contractors Arizona Contractors Nevada Contractors Texas Contractors

Get Your Free Quote

Get your personalized quote in under 24 hours. Our licensed insurance specialists will review your needs and connect you with top-rated carriers offering competitive rates.